Terms of Service

1. Introduction

Welcome to TMO Now Pte Ltd ("Company", "we", "our", "us"). These Terms of Service ("Terms") govern your access to and use of our SaaS platform ("Service"). By accessing or using the Service, you agree to be bound by these Terms. If you do not agree to these Terms, do not use the Service.

2. Eligibility

You must be at least 18 years old and have the legal capacity to enter into a binding contract to use the Service. By using the Service, you represent and warrant that you meet these requirements.

3. Account Registration

To access certain features of the Service, you must register for an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete. You are responsible for safeguarding your password and for any activities or actions under your account.

4. Subscription Plans

We offer various subscription plans, including Basic, Standard, Premium, and Enterprise plans. Each plan provides different levels of access and features. Details of each plan, including pricing and features, are available on our website.

5. Payment Terms

By subscribing to a plan, you agree to pay the applicable subscription fees. Subscription fees are billed in advance on a monthly or annual basis, as per the chosen plan. All fees are non-refundable except as required by law.

6. License and Access

Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, and revocable license to access and use the Service for your internal business purposes. You agree not to:

• Use the Service for any illegal or unauthorized purpose.
• Modify, adapt, hack, or reverse engineer the Service.
• Use the Service to transmit any viruses, worms, or malicious content.

7. Data and Privacy

We are committed to protecting your privacy. Our Privacy Policy explains how we collect, use, and disclose information about you. By using the Service, you agree to our collection, use, and disclosure practices as described in our Privacy Policy.

8. Intellectual Property

All content, trademarks, service marks, logos, and other intellectual property displayed on the Service are the property of TMO Now Pte Ltd or its licensors. You are not granted any right or license to use any of these intellectual property rights except as expressly provided in these Terms.

9. User Content

You may submit content, including data and information, to the Service ("User Content"). You retain ownership of your User Content. By submitting User Content, you grant us a worldwide, non-exclusive, royalty-free, fully paid-up, sublicensable, and transferable license to use, reproduce, modify, distribute, and display your User Content in connection with the Service.

10. Termination

We may terminate or suspend your access to the Service, without prior notice or liability, for any reason, including if you breach these Terms. Upon termination, your right to use the Service will immediately cease. If you wish to terminate your account, you may do so by contacting us.

11. Disclaimers

The Service is provided on an "as-is" and "as-available" basis. We disclaim all warranties, whether express or implied, including the warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Service will be uninterrupted, secure, or error-free.

12. Limitation of Liability

To the fullest extent permitted by law, TMO Now Pte Ltd shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, resulting from:

• Your use or inability to use the Service.
• Any unauthorized access to or use of our servers and/or any personal information stored therein.
• Any interruption or cessation of transmission to or from the Service.
• Any bugs, viruses, trojan horses, or the like that may be transmitted to or through the Service by any third party.

13. Indemnification

You agree to indemnify, defend, and hold harmless TMO Now Pte Ltd, its officers, directors, employees, and agents, from and against any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or in any way connected with your access to or use of the Service, or your violation of these Terms.

14. Governing Law

These Terms shall be governed by and construed in accordance with the laws of Singapore, without regard to its conflict of law principles. Any disputes arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts of Singapore.

15. Changes to Terms

We may modify these Terms at any time. We will provide notice of any changes by posting the new Terms on our website. Your continued use of the Service after the changes become effective constitutes your acceptance of the new Terms.

16. Contact Us

If you have any questions about these Terms, please contact us at:

TMO Now Pte Ltd
1 Raffles Place, #02-01 One Raffles Place Mall, Singapore
contact@marketinsider.ai

By using our Service, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.